Terms & Conditions

Last Updated: June 2026

Welcome to Coverage Path Advisors LLC ("Company," "we," "our," or "us"). By accessing or using this website, you agree to comply with and be bound by these Terms & Conditions. If you do not agree with these terms, please do not use this website.

1. About Our Services

Coverage Path Advisors LLC is an independent insurance comparison and referral service. We are not an insurance carrier, insurance agency, broker, underwriting company, or provider of insurance policies.

Our website is designed to provide general information regarding insurance-related products and services and to connect consumers with participating insurance providers, licensed agents, agencies, or authorized partners.

2. No Insurance Products Sold Directly

Coverage Path Advisors LLC does not issue, underwrite, administer, renew, service, or sell insurance policies. All insurance products, coverage options, premiums, rates, policy terms, eligibility requirements, approvals, and availability are determined solely by the respective insurance providers.

We do not guarantee the availability of any insurance product, specific rates, coverage amounts, policy approvals, or savings.

3. Information Accuracy

We strive to provide accurate and current information. However, we make no representations or warranties regarding the completeness, accuracy, reliability, or availability of any information contained on this website.

Information presented on this website is for informational purposes only and should not be considered insurance, legal, tax, or financial advice.

4. Eligibility

You must be at least 18 years of age and legally capable of entering into binding agreements to use this website and its services.

5. User Responsibilities

By using this website, you agree:

  • To provide accurate and truthful information.

  • Not to submit false, misleading, or fraudulent information.

  • Not to use this website for unlawful purposes.

  • Not to interfere with the operation or security of the website.

6. Third-Party Providers

This website may connect users with third-party insurance providers, licensed agents, agencies, or authorized partners.

Coverage Path Advisors LLC is not responsible for:

  • Insurance products offered by third parties.

  • Coverage decisions.

  • Underwriting decisions.

  • Premium calculations.

  • Policy administration.

  • Claims handling.

  • Customer service provided by third-party providers.

Any agreement entered into with a third-party provider is solely between you and that provider.

7. Communications Consent

By submitting your information through this website, calling our phone number, or otherwise contacting us, you expressly consent to receive communications from Coverage Path Advisors LLC, participating insurance providers, licensed agents, agencies, or authorized partners.

These communications may include:

  • Phone calls

  • Text messages

  • Emails

  • Automated or prerecorded messages where permitted by law

Consent is not a condition of purchase. Message and data rates may apply.

8. Intellectual Property

All content on this website, including text, graphics, logos, designs, images, and software, is the property of Coverage Path Advisors LLC or its licensors and is protected by applicable intellectual property laws.

Unauthorized reproduction or distribution is prohibited.

9. Disclaimer of Warranties

This website and all content are provided on an "as is" and "as available" basis without warranties of any kind, express or implied.

Coverage Path Advisors LLC disclaims all warranties, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.

10. Limitation of Liability

To the fullest extent permitted by law, Coverage Path Advisors LLC shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from:

  • Use of this website

  • Reliance on information provided

  • Third-party products or services

  • Interruptions or errors on the website

11. Indemnification

You agree to defend, indemnify, and hold harmless Coverage Path Advisors LLC, its officers, members, employees, and affiliates from any claims, damages, liabilities, costs, or expenses arising from your use of the website or violation of these Terms & Conditions.

12. Third-Party Links

This website may contain links to third-party websites. We do not control or endorse those websites and are not responsible for their content, policies, or practices.

13. Changes to Terms

We reserve the right to modify these Terms & Conditions at any time. Updated versions will be posted on this page with a revised effective date.

Continued use of the website after changes are posted constitutes acceptance of the revised Terms & Conditions.

14. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of California, without regard to conflict of law principles.

15. Contact Information

Coverage Path Advisors LLC


Website: coveragepathadvisors.com
Phone: +1 (888) 332-0356
Email: info@coveragepathadvisors.com

Business Hours

Monday – Friday: 8:00 AM – 9:00 PM EST
Saturday: 9:00 AM – 6:00 PM EST
Sunday: Closed